McCallum, Methvin & Terrell announces property inspection and “pyramid” late fee litigation against two large mortgage servicing companies. These corporations are alleged to have charged home owners a number of unlawful fees, including most notably property inspection fees where no inspection was necessary and late fees for payments which were not late. Similar conduct by a different corporation was recently challenged by the United States Attorney General’s Office. That case was settled in 2003, and the settlement modified in 2007. Read more. Mortgage servicing companies make profit mainly through fees they charge to mortgagees. Because mortgagees do not get to choose their servicer, there is no incentive for these companies to provide adequate customer service or limit their fees. McCallum, Methvin & Terrell has filed class action lawsuits against these mortgage service companies challenging the alleged wrongful conduct.